Your AI Insurance Expert for India.
Ask anything about health insurance, term life, policy benefits, Section 80D tax savings, waiting periods and coverage — grounded in IRDAI regulations and real Indian insurer documents. Powered by Claude Sonnet 4.5.
How it works
Share your age, family, health and goals — naturally, in chat.
Pulls from real policy documents and public IRDAI sources.
Cross-checks waiting periods, exclusions, sub-limits and premiums.
Clear answers, comparisons and follow-up suggestions.
Capabilities
Eight focused capabilities — one conversational interface.
Find the right policy with natural questions instead of filters.
Side-by-side breakdowns of coverage, premiums, and exclusions.
Decode brochures: waiting periods, sub-limits and network hospitals.
Term vs ULIP vs endowment — explained for your life stage.
Section 80C, 80D and 10(10D) made simple with real examples.
Paste any clause, get plain-English explanation in seconds.
Spot gaps in your existing policies before they cost you.
Tailored to your age, family, health, income and goals.
AI reasoning
InsureGenie surfaces its reasoning chain: which documents it consulted, the exclusions it weighed, and the tradeoffs it considered. No more black-box answers.
Why teams trust us